Last Updated on March 17, 2026
Terms and Conditions
Contact information: inquiries@scrapbookingfunsummit.com
The Terms and Conditions are legally binding, it is your responsibility to read them carefully prior to purchase, use, or access of any of our services or products.
Who are we
The Scrapbooking Fun Summit is a joint venture between Horizon Performance Insights and The Embellished Connection, located in Ottawa, Canada. ScrapbookingFunSummit.com is an informational site that empowers paper crafters via education, coaching, and support.
If you have any questions or concerns, please send an e-mail to inquiries@scrapbookingfunsummit.com.
Note: Your purchase will appear on your credit card or PayPal account from Horizon Performance Insights as HORIZON-INSIGHTS, PayPal*HORIZONPERF or from The Embellished Connection PayPal*EMBELLISHED.
Privacy Policy
Your privacy is very important to us. please click here for our detailed Privacy Policy.
Intellectual Property
All images, text, designs, graphics, and documents are owned by and property of Horizon Performance Insights, The Embellished Connection, or other identified 3rd parties.
All course material is owned by Horizon Performance Insights or The Embellished Connection, and you are granted access to use it. You are not allowed to reproduce any part of our websites(s), program(s), product(s) or other material.
You have access to your product(s)/service(s) for your personal use only. You can not re-sell, re-purpose, or share it, in part or whole, with anyone else without getting explicate permission by emailing us at inquires@scrapbookingfunsummit.com.
Information Disclaimer
All advice provided on this website and is for general informational and educational purposes only.
We are not responsible for any losses that may occur as a result of following this advice. We expressly disclaim any and all responsibility for any actions you choose to take as a result of using this website, products, courses, or services, free or paid.
We are not responsible for the accuracy or content of any third part that we reference on this site.
This website is updated on a regular basis but we cannot guarantee that everything is accurate, complete, or up to date.
Technology Disclaimer
We make efforts to provide you with reliable platforms to access our material and programs using 3rd party technology. In the event of an issue with the technology, you acknowledge that we are not responsible. We will make every effort to resolve the issue but some issues are outside our control and may require communication with the 3rd party.
Earnings Disclaimer – For Information Products and Workshops
We make every effort to accurately represent our products and their potential. Any claim of actual earnings can be verified upon request and varies for each individual. We make no guarantee that you will earn money using the strategies shared on this website, in coaching programs, information products, or workshops.
Your success and earning potential depend on your skills, experience, aptitude, and the time you devote to studying and applying the program materials. Additionally, while we collaborate with experts to deliver presentations and content, we are not responsible for the information they provide, nor do we guarantee its accuracy, completeness, or results.
Warranties
We make no warranties regarding our products, services, or materials. All content is provided “as is” without warranties of any kind. While we work with experts to provide valuable presentations and information, we are not responsible for the accuracy, completeness, or reliability of the content shared by external presenters. Additionally, we do not warrant that this website or its materials are 100% correct, error-free, or free from viruses.
Errors and Omissions
We are not liable for any errors or omissions, in the material on this website or in our programs or services, free or paid.
Refund Policy
Due to the nature of our products and services refunds will not be given unless otherwise stated in writing at the time of your purchase.
If you have questions or concerns, please email us at inquiries@scrapbookingfunsummit.com.
Payment Plans
If you have signed up for a payment plan, you have authorize us to have continued access to your financial information, stored by our 3rd party financial processing company, until your payment plan is complete.
Affiliate Disclosure
We make recommendations for books, tools, programs and other products and in many cases the link provided is an affiliate link. This means we may profit when you take action on our recommendations.
We disclaim any and all liability as a result of your purchase through one of these links. You take whole responsibility for your purchase and use.
Affiliate Program Terms
Affiliates are responsible for promoting Scrapbooking Fun Circle and related products in an honest and ethical manner.
By participating in our affiliate program, you agree to the following:
- No self-purchases: Affiliates will not earn commissions on their own purchases. Any commissions generated through self-referral may be reversed.
- No misleading promotion: Affiliates may not make false, exaggerated, or misleading claims about our products, services, or results.
- Respectful promotion: Affiliates agree not to use spam, unsolicited messages, or inappropriate marketing practices when sharing affiliate links.
- Coupon and discount use: Affiliates may not promote unauthorized discounts, coupons, or offers unless explicitly provided by us.
- Commission approval: All commissions are subject to review and approval. We reserve the right to withhold or reverse commissions in cases of refunds, disputed payments, fraudulent activity, or violation of these terms.
- Commission payments: Commissions are paid only on completed, non-refunded purchases. Payments are issued after a reasonable holding period to account for refunds or payment processing issues. Affiliates are responsible for providing accurate payment details.
- Tracking and cookies: Affiliate referrals are tracked using cookies and/or tracking links. We do not guarantee that all referrals will be tracked accurately due to browser settings, cookie restrictions, or user actions. The last valid affiliate link clicked prior to purchase may determine commission attribution.
- Right to terminate: We reserve the right to remove any affiliate from the program at our discretion if these terms are not followed.
- Program changes: We reserve the right to modify, update, or cancel the affiliate program or its terms at any time without prior notice.
Consent
By using our website you have consented to our Terms and Conditions and Privacy Policy. You are legally bound to them whether or not you have read them.
If you have any concerns or do not agree with any of the Terms and Conditions please email us at inquiries@scrapbookingfunsummit.com. We will make reasonable efforts to remove your name, email, and access to products, and services.
Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with Ontario Canada law. Any dispute, legal action or proceeding arising under, related to or connected with these terms will be subject to adjudication in Ontario Canada.
All Right Reserved
All rights not expressly granted in these Terms and Conditions and Privacy Policy or any express written here, are reserved by Horizon Performance Insights.
This policy is to inform you of the type of personal information the site collects and how it is processed and used, per Canadian, US, and EU Privacy Guidelines.